In the last week of June British banks again made headlines for their greed, dishonesty and incompetence. Politicians talked about the banking culture and how some aspects of it were ‘shocking’. What commentators, academics and other ‘experts’ never mention at such moments (and is the basis of any serious explanation of what is going on in the world) is that we all live in a class society; a society in which the ruling class exploits and controls the working class. The two classes, bourgeoisie and proletariat, stand opposed, each with its own interests and way of struggling.